HMS Insurance Associates, Inc. is uniquely qualified to manage your business insurance, risk management, surety bonding, employee benefits, and personal insurance needs.  As a leading independent insurance agency in the Baltimore, Maryland and surrounding Mid-Atlantic region we offer comprehensive risk management solutions including, but not limited to, personal home & auto, business insurance, 401K and retirement planning.  We also believe that you, as our valued client,  should receive the exceptional service you deserve.  Our knowledgeable and experienced professionals provide individuals and business owners a broad range of quality insurance products and services, safety and risk control programs to control their losses and a skilled claims mediation team to be there when you need us most.


HMS wants to be more than your Property & Casualty insurance agency.  Our goal is to be the place where risk management, loss control, surety bonding and financial planning all come together as a team to work for you.  When you can rest knowing you have the best protection for your personal and business assets, we can rest knowing our job is being done right.                                                      
 View our HMS - A Trusted Choice Agent commercial here...  

                                HMS ..... We've got you covered.