Risk Management is our business.  As a comprehensive agent, HMS Insurance Associates is uniquely qualified to manage your business insurance, surety bonding and employee benefits as well as your personal insurance needs. With experience and knowledge we are industry leaders in the Baltimore, Maryland and the surrounding Mid-Atlantic region and offer risk solutions including, but not limited to, personal home & auto and commercial insurance products for individuals and business owners.  We also believe that you, as our valued client, should always receive an exceptional level of service from our well-trained staff.  We will be there for you when you need us most.


HMS wants to be more than just your Property and Casualty insurance agency.  Our goal is to be the place where risk management, loss control, surety bonding and financial planning all come together as a team to work for you.  When you are satisfied in knowing you have the best protection possible for your personal and business assets, we are satisfied in knowing our job has been done right.                                                      
 View our HMS - A Trusted Choice Agent commercial here...  

                                HMS ..... We've got you covered.