Reward yourself with one more luxury-peace of mind.

Your watercraft investment has its own unique set of insurance requirements and services. Protect your family, guests and your investment with insurance that includes personalized enhancements to meet your specific needs.

Options Available:

  • Replacement Cost or Agreed Value
  • 12-Months Navigation
  • Electronic Navigational Equipment Coverage
  • Tender Coverage
  • Emergency Towing and Service
  • Broad Navigational Limits
  • Uninsured Boaters’ Protection
  • Removal of Wreck Coverage
  • Additional Living Expenses
  • Search and Rescue
  • Coverage for Precautionary Measures
  • Coverage for Guests
  • Coverage for the Crew
  • Marine Environmental Damage Coverage

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    Confidence to

    Sail to new horizons.

    Every time I’ve had to contact HMS for any reason, I’ve always received excellent customer service.  I don’t ever plan to change insurance companies.  HMS is by far the best insurance company that I’ve every had the pleasure to do business with. Very professional group of people!  Thanks for a job very well done!

    Personal Insurance Client

    The results-oriented philosophy has been evident since the start of our relationship.   They have been creative in resolving complicated circumstances in order to gain the surety’s support of special projects and our overall business plan.  Whether it’s financial advice, planning or recommendations with surety-related language in contracts and bond forms.  HMS has consistently proven itself to be an asset to our business.

    Surety Bond Client

    I just wanted to share how grateful I am for all the help & support I get from my HMS team.  They are always helpful, informative & offer a greal deal of support to my team.  They are super responsive & always willing to go out of their way for any issues that arise, and we had quite a bit during Covid.  It was nice to be able to count on them for help & support.”

    Business Insurance Client

    Custom requirements call for custom solutions.

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