Employee benefits are a critical recruitment and retention tool for your organization. HMS Insurance Associates has over 700 corporate and individual clients in the Mid-Atlantic region as well as nationally. Our full-time associates have over 100 years of experience as a resource for our clients. Some of our clients have as few as a handful of employees and other have thousands. Regardless of their size, these companies depend on HMS Insurance Associates to furnish them with current, quality information along with a variety of services to help them better manage the complex challenges of providing benefits in the twenty-first century.

HMS Insurance Associates helps you stay up-to-date on important human resource topics. Contact us about our seminars to find out the latest on:

• Labor Laws
• COBRA
• HIPAA
• Investments

Group Employee Benefits

Medical/Dental
As core coverages, Medical and Dental are the cornerstones of all benefit programs. The HMS Employee Benefit Division has the experience to analyze and implement both self-funded and fully insured benefit plans.

Life/Disability
Ancillary lines of coverage are a very important part of any corporation's benefit program. At HMS Insurance Associates our employee benefits division works with over 30 highly rated Life and Disability carriers to ensure the best option is available for our clients specific needs.

Retirement
HMS offers a coordinated program to assist in the evaluation, design, implementation and administration of retirement plans that best suit the unique needs of our clients. We pride ourselves on our unparalleled service to continually ensure sponsors and participants are properly educated and the plan is operating to its potential. Whether you have one employee or hundreds, HMS can help you find a retirement plan solution that meets all of your needs.

Let us analyze your employee benefit needs from the perspective of plan design, administration services and funding. With your input, we can assist you in the development of an action plan based on your goals and objectives. HMS Insurance Associates Inc. works with businesses of varying sizes in the Mid-Atlantic region and nationally to provide:

• Comprehensive analysis of your current plans
• Enhanced communication materials to educate your employees of their coverages
• Claims mediation
• Consolidation of billing
• Work to create a contribution structure to accommodate a company's needs and be competitive within the organization's history.

• Sign up for your Individual Healthcare Polices here!