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Links/Reference Sites
Providing valuable insurance information and reference material to our HMS customers is a priority. The following list of web links has been designed to assist you with insurance related topics.

General Insurance Links
A.M. Best Reference site which gives information on insurance, timely articles, and ratings of insurance companies.
Insurance Terms A.M. Best's glossary of insurance terms.
FEMA Federal Emergency Management Agency.
Insurance Information Institute Improving public understanding of insurance.


Human Resources Links
MD Dept. of Unemployment Information about unemployment benefits.
Wage and hour information. 
Society for Human Resource Management
Equal Employment Opportunity Commission 
Training videos
American with Disabilities Act
FMLA Family Medical Leave Act
Required workplace posters


Commercial Insurance Links
Toolbox Topics Information on a wide variety of topics primarily relating to the construction industry.
The Blue Book Industry's leading source of regional, categorized construction information.
Better Business Bureau
of Greater Maryland 		Regional Chapter of the Better Business Bureau .


Surety/Bonding Links
Associated Builders and Contractors A national trade association representing all phases of the construction industry and its suppliers.
ABC-Baltimore Baltimore Chapter of the Associated Builders and Contractors.
Engineering News Record Breaking news of the day in the construction industry and selected news stories and features.
The Building Congress & Exchange of Baltimore Known as the umbrella association an interactive organization aimed at improving the construction industry and educating the community.
Department of the Treasury's Sureties Information Department of the Treasury's Surety Bonds Section.
Associated General Contractors of America An organization of qualified construction contractors and industry related companies dedicated to skill, integrity and responsibility.
Associated Roofing Contractors of Maryland An organization dedicated to combining the talents and efforts of its members to improve the conditions in the roofing industry and to establish standards of performance.
Home Builders Association of Maryland The Home Builders Association of Maryland is dedicated to serving the entire building and housing industry.
The Maryland Highway Contractors Maryland State Highway Administration Contractors Information Center.
Metropolitan Subcontractors Association, Inc. A not for profit trade association representing subcontractors and specialty trade contractors in the construction industry.
National Association of Surety Bond Producers The National Association of Surety Bond Producers (NASBP) is the international organization of professional surety bond producers and brokers.
Surety Association of America The Surety & Fidelity Association of America is a trade association consisting of companies that collectively write the majority of surety and fidelity bonds in the United States.


Risk Managment Links
Toolbox Talks
Environmental, Safety & Health, Inc. Environmental, Safety and Health topics.
Health and Safety for Beginners Health and Safety for Beginners.
Insurance Carriers
CNA 
 
Environmental

Loss Control
Loss Control
Loss Control
Loss Control
Loss Control
Environmental Protection Agency Environmental regulations.
Workers Compensation
TrailBlazer Health Enterprises Features MD Workers Compensation fee schedule. Medicare schedule multiplied by 109%.
Occupational Hazards News, articles and tips.
NCCI Holdings, Inc. Information on workers compensation including experience ratings, classifications, and rules.
Risk
ISO A good source of information about risk.
Vehicle Safety
DriveCam Monitors driving, predict and prevent crashes.
SafetyFirst General vehicle safety information.
A&I Online Safety/crash statistics.
Safety
The American Society of Safety Engineers Professional association for safety professionals.
US Dept. of Energy Behavior based safety - US Dept. of Energy.
Vidal Engineering, L.C. Standards/regulations.
OSHA Government regulations and guidelines on workers safety.
Free-Training.com Information on safety training.
Vermont Safety Information Resources, Inc. Information on safety training.
Ready Business Information on material safety data sheets.


Claims Links
NADA Obtain car values.
Safelite AutoGlass Windshield repair or replacement.
Servpro Fire and water cleanup and restoration.


Personal Insurance Links
Brethren Mutual Insurance The Hartford
Chubb Insurance MAIF
Encompass Insurance Progressive Insurance
Fireman's Fund Selective Insurance
Foremost Insurance Travelers Insurance
Harleysville  


Employee Benefits Links
Benefit Mall Online Benefits Management System.
Kelly & Associates Insurance Group Kelly & Associates Insurance Group Portal.


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