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Comprehensive Services
 
Commercial Insurance
Trust HMS Insurance Associates to provide your company with customized insurance solutions. Our experienced teams work across a number of business sectors.
  • Construction/Home Builders 
  • Elder/Long-term Care
  • Professional Liability (Klein Agency, LLC)  
  • Manufacturing
  • Real Estate/Property Management
  • Restaurants
  • Spa/Swimming Pool Management 
  • Transportation/Trucking
  • Wholesale/Retail
Risk Management
The HMS Risk Control Department takes a proactive approach to safety and accident prevention.
  • Risk Control
  • Risk Services
  • Seminars, Newsletters and Risk Control Alerts (email direct) 
Surety Bonds
HMS Insurance Associates is the largest provider of surety bonding for contractors in the Mid-Atlantic region representing some of the largest builders in the country.
  • Bid Bonds
  • Contractor (Payment & Performance)
  • License/Permit
  • Miscellaneous Bonds
  • Business Planning
Captive Programs 
HMS Insurance recognizes the benefits that will accrue for qualified firms through the use of a captive insurance program.  A captive is a closely held insurance company which provides coverage for and is controlled by its owners. 
  • Risk Assessment
  • Actuarial Review 
  • Program Evaluation 
Employee Benefits
Let HMS Insurance Associates furnish you with current, quality information along with a variety of services to better manage the complex challenges of providing benefits in the twenty-first century.
  • Medical/Dental
  • Life/Disability
  • Retirement
  • Individual
Personal Insurance
Whether its auto insurance, homeowner's coverage or any other related insurance product, let HMS Insurance Associates search the available markets for you for the best coverage at competitive prices.
  • Home
  • Auto
  • Boat
  • Motorcycle
  • Recreational Vehicle