The right benefits offerings can make all the difference in attracting and retaining your most talented and valuable employees. We specialize in designing, implementing, and advising on corporate retirement and executive retirement and executive benefit plans.

Services Offered:

  • Defined Benefit Plans
  • Defined Contribution 401(k) & 403(b) Plans
  • Non-Qualified Deferred-Compensation
  • Profit Sharing Plans
  • Cash Balance Plans
  • Supplemental & Voluntary Life, Disability, & Long-Term Care Insurance Benefits

Concept Presentations

  • Traditional vs. Roth IRA
  • Qualified Plans vs. Nonqualified Arrangements
  • Section 401(k) Plans
  • Section 403(b) Plans
  • How Lifetime Required Minimum Distributions Work
  • Survivor Supplemental Retirement Income Funded with Life Insurance

Contact us at hmspl@hmsia.com to determine how to craft a Benefit Plan that works for you.

Answering the Financial Questions that Count A valuable SURVEY to help you understand your current financial situation and make informed decisions.

It’s never too early to plan.

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